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IDR Application is Back Up

NCLC Student Loan Borrower Assistance

On March 26, 2025, the Department of Education reopened the online application for Income-Driven Repayment (IDR) plans for federal student loan borrowers. This follows a very stressful period for student loan borrowers. On February 21, the Department pulled down the IDR application.

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Student Loan Debt Relief Do’s and Don’ts

Ed.gov Homeroom

PROTECT YOURSELF FROM SCAMS INVOLVING STUDENT LOAN DEBT RELIEF YOU ARE YOUR BEST PROTECTION AGAINST SCAMMERS DON’T pay anyone who contacts you with promises of debt relief or loan forgiveness. The application will be free and easy to use when it opens in October. YOU DO NOT NEED TO PAY ANYONE TO OBTAIN DEBT RELIEF.

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Last Chance for Many to Get More Credit Toward Student Loan Cancellation

NCLC Student Loan Borrower Assistance

The deadline to apply to consolidate many older federal student loans to be included in the one-time payment count adjustment is Tuesday, April 30th. Do I need to consolidate my loans to get additional credit toward debt relief? I have loans I need to consolidate – what do I do next?

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The Department of Education Pauses Processing of TPD Discharges from Dec. 20, 2024, to early Mar. 2025 – What You Should Know

NCLC Student Loan Borrower Assistance

On December 20, 2024, the Department of Education announced that it is temporarily pausing the processing of Total and Permanent Disability (TPD) discharge applications. To cancel loans under the TPD program, the borrower must be totally and permanently disabled and unable to engage in any substantial gainful employment activity.

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Student Loan Deadlines for 2022-2023: COVID-19 Relief, FAFSA and Others

Student Loan Hero

What are the COVID-19 student loan relief deadlines for federal debt repayments? You may have heard some student loan servicers are closing shop — when does that happen? Over next two years: Many federal student loan servicer contracts due to expire. 1: Free Application for Federal Student Aid (FAFSA) opens.

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Financial Aid Glossary: Terms You Need to Know for College Planning

CFAA College Financial Aid Advisors

However, it is so important to understand the various acronyms and terms you’ll see in applications, on paperwork, and in your financial aid offer letters. Unsubsidized Loans: A subsidized loan is a federal loan where the government pays the interest while you’re in school. They are based on financial need.

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Summer Scholarship Prep: A Guide for Busy Families

CFAA College Financial Aid Advisors

You don’t need to spend all summer buried in applications. Here’s a few of my favorite tips for students (of any age!) Starting early allows students to align their activities and achievements with these criteria as they go back to school in the fall. The good news? It might even turn out to be fun and meaningful!